How to Safeguard Your Digital Possessions

Posted on September 27, 2013 by Nikhil P Naik

We live in an increasingly digital world, and that means many people are downloading more and more media, rather than buying it on disc.

But what happens when the device you’ve downloaded it to breaks? According to recent figures from Sainsbury’s Home Insurance, more than two billion items of digital media were lost in the last two years, worth an estimated £1 billion.

And while some home insurance policies will pay out the cost of replacing lost games, apps and songs, what steps can you take yourself to further reduce your risk of waking up one day, only to discover that your record collection has evaporated?


Buy hardcopies

The obvious first thing you can do is to buy on disc wherever possible – in almost all circumstances, you can ‘rip’ the disc content on to a portable media device without breaching copyright, as long as you only make copies for your own use.

Even console games can often be copied in their entirety on to the internal hard disk of the console itself, so that you don’t have to put the disc in each time you want to play – you just have it there as a backup in case the hard drive breaks or your games console is stolen.

Back it up

Backing up your digital media effectively gives you a hardcopy version for safe keeping, and you can fit many more tracks on to a DVD in MP3 format than you can fit as CD audio on a 74-minute compact disc, for instance.

External hard drives are another option, with huge capacity available to store several terabytes of data – and like internal hard drives, these can be written and rewritten instantly, rather than writeable CDs which, once you no longer need them, are little more than shiny coasters.

You can get advance cash loans to cover the cost of investing in such hardware, and while that may seem like a big step to take for the sake of your music collection, compare it with the potential cost of starting from scratch because you didn’t have enough spare disk space to back up your tracks.

Be sensible

Perhaps the biggest mistake many people make is to take their phone or MP3 player for granted, and fail to protect it as they should.

If you use your phone to play music, then each time you’re holding it, you’re probably holding several hundred pounds’ worth of hardware alone.

Add to this the amount you’ve spent on downloading music to it, and you could easily be into the £500-1,000 range, yet many people still regularly drop their phone, get it wet, leave it in a public place unattended, and so on.

Each time you find yourself treating your phone unkindly, ask yourself if you would do the same to £1,000 in cash; if not, then put a lid on your behaviour, and learn to treat your phone or media player with the respect it deserves – and it will serve you loyally for much longer before it breaks.

About Nikhil P Naik

Nikhil Naik has a Master's Degree in Information Systems, and is currently working as a Software Engineer at Microsoft. He also loves playing cricket, listening to music, and traveling. Twitter Handle - @buzz_nikhil.

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